<p>The amount that is automatically deducted off your paycheck, that is not optional? Maybe you are interpreting the retirement question wrong? I did originally list those contributions - then emailed Profile, because the information on the form was unclear. I provided all my details - and they clearly said that I should not include them, because they were not optional contributions. Only amounts over and above the amounts automatically deducted from my paycheck had to be listed. (Since the point is that this money is NOT available for college expenses, since I have no control over these funds nor the option not to contribute them to this retirement program). Please check into this, because it sounds to me like you have been listing retirement contributions that you shouldn’t have to -</p>