<p>As one who was “ridded” I am inclined to agree – but I do respect the fact that this is not uniformly the case. I am also not a fan of mountains of debt (at all.) And I don’t believe that “doing it my way” is the only way at all. But while I am inclined to agree, my point was more that the poster to admitted to his/her take on the skin-in-game phenom, which shows that for some it has some merit. I was also trying to describe a situation in which I personally observed benefit to the skin-in-game phenom. But I would not go so far as to say that’s the only way, or not the only way. This just isn’t an “either/or” debate (at least not for me.) Different strokes for different folks, is all.</p>