I suggest looking at public universities in Indiana, as well as public schools in neighboring states - some have scholarships for out of state students. You’ll want to be creative & be open to your child going to a school he/she might not have considered. For example, Oakland University in Michigan has full tuition scholarships (even covers OOS tuition) for those with 3.9 GPA/33 ACT minimum. Eastern Michigan University has a 2-year locked tuition rate + free tuition for the 3rd & 4th years for students who opt-in and live on campus. University of Toledo has a 4-year tuition rate guarantee + guaranteed OOS scholarships based on GPA/ACT. My midwestern niece studied English at Lousiana Tech because she got full tuition + study abroad. There are options, but you have to look for them - and you have to allow yourself to think outside the box about college.