We are pretty much looking at state schools for all three kids but my husband and I really don’t want to go into debt for them to go to college. We had kids while we were fairly young and super fast, have never made enough money to have a savings account of our own, let alone for their college fund. We need to start saving for our retirement but I am worried that college will make that impossible. Just in the past year or so have we even been making over $60,000. I don’t know how anyone in our income range can afford to even send their kids to an “affordable” college. They get good grades and decent scores but only one of them has good enough grades to maybe get some merit money. I have been researching scholarships but I don’t think any of my kids have taken enough of a passion in community service to get any of those. It’s all so overwhelming!