<p>I have never been self-employed, so I don’t know what people do in terms of their business accounts. However, I would assume that my personal bank account would have the money available to me for my own, unrestricted use … and my business bank account would have money that is available for the use of the business. In any case, you don’t put the business account on the FAFSA … but CSS will want to know all about it!</p>