<p>* do all public Univs mentioned above have their won financial aids as well other than FAFSA ? *</p>
<p>Not really…and not usually for OOS students.</p>
<p>Publics tend to have two types of aid…state aid for instate students, and a few have merit scholarships for those with very high stats.</p>
<p>The publics that YOU have mentioned wil not likely give your D anything other than loans.</p>
<p>The UCs will not likely be affordable since their aid is largely STATE aid for instate students. </p>
<p>Georgia Tech’s aid is largely HOPE (state aid) for instate students. They do have some HIGHLY competitive merit scholarships, but usually much higher stats are needed unless a URM (Hispanic, Black, American Indian). So, GT will likely cost you over $40k per year.</p>
<p>UTexas won’t give much/any aid. Again, your D is OOS. And her stats aren’t high enough for the few merit scholarships they have for their students. </p>
<p>Publics charge HIGH OOS rates for a reason. It wouldn’t make much sense to then cover it with need-based aid. Besides, those schools can’t even meet need for their instate students who have much lower costs. And, it would anger the instate residents if a bunch of need-based aid was going to OOS students. </p>
<p>FAFSA isn’t much used to determine how much a college will give for its aid. FAFSA only schools don’t have much of their own need-based aid to give. And, state aid is often strictly income based (not FAFSA based). </p>
<p>I think you’re expecting too much from filling out FAFSA. With an EFC around $15k-$20k, many schools will give you little or NO free money at all. I doubt any of the publics on your list would give you any free money. </p>
<p>CSS Profile is often used by schools that have their own aid to give. And the ones that give the best aid will require the financial info of a non-custodial parent (if she has one…you haven’t mentioned her father). </p>
<p>What is your D’s Math + CR SAT? That is what merit scholarships are mostly based on. </p>
<p>Right now, I think her list is not reasonable. It consists of high reach schools where a 2150 is likely not high enough, and a bunch of OOS publics that won’t give much/any aid. Even UDel, which might give some merit (depending on the Math + CR), but may not give enough to get the cost down to what you want. So, you can’t count on that. If your D’s Math + CR is around a 1420, I doubt she’d get enough merit from UDel to get costs down to about $15k-20k (including int’l travel). </p>
<p>Publics don’t include the cost of int’l travel in their COAs…a number of privates don’t either. </p>
<p>It’s ok to include a couple of super-reach schools (MIT, Cal Tech, etc) and maybe a couple of the listed OOS publics “just to see” what happens, but those schools are unlikely going to work out acceptance-wise or affordability-wise (unless you pay).</p>
<p>Right now, you don’t have any financial safeties on your list. Your D needs to include a couple of schools that will give her ASSURED merit for her stats. If your goal is to pay around $15k-$20k per year (including costly int’l travel), then she needs AT LEAST a full tuition scholarship, so that your funds can cover the remaining costs (room, board, books, fees, personal expenses, health insurance, travel costs).</p>
<p>Your D needs some Financial safeties. These are schools that you know FOR SURE are affordable because of ASSURED merit for her stats, and the remaining costs are affordable for YOU.</p>