<p>My daughter also preferred LAC’s. UNC was her financial (in-state) and academic safety but always wanted a small LAC. All the other colleges she applied to profess to meet 100% of financial need. Davidson, Swarthmore, Haverford, Williams are without loans. Oberlin and Wesleyan with loans though the Wesleyan didn’t go beyond Stafford. All the schools, but particularly Swarthmore and Williams should meet the prestige criteria for your folks. Also look at Amherst (the biggest “name”), Middlebury, Carlton, Grinnel and Bowdoin for other prestigious schools that may meet 100% of demonstrated need.</p>