I think that meeting with a financial aid officer together with your parents and their financial records at a college you wish to attend would help your parents understand the finances involved. Your parents are not the only ones scared of student loan debt. But, if they had to choose betwen a small amount of loans or no college at all for you, what would they really do?
Don’t ignore your parents. Try to help them get educated about college expenses and financial aid so you can lead them down the path to a great college for you! And, get your college applications done, including at least one college that your parents will support.