It’s really going to be tough to predict what is going to happen next year, what with the anticipated Supreme Court ruling in early fall against consideration of race in college admissions. Your grades are good, but you’re about top 25th% in your class in a public school - not really at a level for top private schools that meet full fin need if they are forbidden from considering race in admissions, and you do need full fin aid.
As above mentioned, Questbridge! QuestBridge | National College Match: Dates And Deadlines.
This may really be your best option, since it is for low income students, which schools will surely use as a proxy in the hopes of maintaining racial balance in their student body. Schools wanting to avoid being accused of using race in admissions are going to go heavily to Questbridge, I suspect. To be perfectly crystal clear, if the Supreme Court bans consideration of race in college admissions in the early fall, colleges are very likely to admit heavily through Questbridge (and any other similar low income programs that have a high percentage of African American and Hispanic students, if such exist) in order to attempt to admit enough racial minority students so that their student bodies aren’t nearly all White and Asian. You need to apply to Questbridge!
Add Rutgers. You’re in-state, it should be on your list.
Your PSAT of 1450 puts you at 99th %. It may be worth it to you to go through the trouble of prepping for the SAT or the ACT, since if you get a very high score on one of these, it may help you into a school via the Questbridge application. You cannot go back and improve your grades or your class standing (although you can certainly work hard to get A’s this semester). But you can prep yourself for the ACT or SAT, and you can take advantage of any resources that your school may offer, to help in this. But even without it, a student who got a 1450 on the PSAT should be able to do self-prep, to get a high score.