<p>Hockeydad… ok, so even though my EFC is 3,000 but I have a 350,000 house that I owe 160,000 that is roughly almost 200,000 in equity… they will basically say too bad… you can write the check for the next 4 years at 50,000 and use up all the equity in the house and we will get no aid but the loans?</p>