The school is letting students & their families know that there is a process for recalculating financial aid if one of the events listed applies to them. There is no guarantee that it will result in more aid, but it might (depends on the individual situation). If you don’t need money, I suppose it’s not worth it to follow the process for reconsideration. If you do, though, it could be worth a little effort. An income drop like the one you cited is a big one - I think it might be worth following the process to see if you might get some additional financial assistance.
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