Thank you for this thread. Kid2 was accepted to a school that meets 100% need, and the FA package was fantastic. I knew there would be taxes to pay, and this thread better prepares us for taxes.Kid 2 plans to work 2 jobs this summer, and we’ll need to number crunch so that when the W4 is completed, the correct withholding is applied, even if 2018 taxes will not be as high since it’s just fall term. So grateful for this forum.