But, it’s the parents decision to self pay or take out loans in whatever amount they want, if they choose to do so, whether it’s feasible or not. It can be called crazy to do so to some, but if they choose to go into debt that’s on them. You can always offer your opinion and some people like coming to you for advice. Sometimes you give great advice on various colleges and appear to be very knowledgeable, but it doesn’t always have to be harsh at times. I for one look forward to reading your opinion on some subjects. Some of the kids on here know that their parents can’t afford it and others can. We know that this can be disheartening. They come hear asking us adults for advice and how to approach the subject or their parents and sometimes great advice is given and sometimes they leave feeling defeated.