There’s basically no financial aid for international transfers so thinking of a PHD makes sense.
To have a shot, you need to join a research team as soon as possible and climb your way up till your name appears as an author on a paper. I know it may be very difficult but applying to a PHD program without it is likely to result in rejection. In addition, having tutoring or teaching experience can help for teaching assistantships that cover tuition and offer a stipend. If you can be an asisstant to a professor, tutor A Level or would-be JEET competitors, etc, it’s a good idea to try.
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