Getting back to the OPs question.
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You know the net price calculator results. While not exact to the penny, very likely this is a decent estimate of your net costs at BU.
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If the financial aid package is not sufficient for your child to accept an ED offer, just decline the offer. You were even told by BU that if aid isn’t sufficient, you can do so.
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And this is important. Please please have your student understand the financial limitations your family has in terms of annual funding for college. Do this now before you send applications.
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Remember, if your kid has an ED acceptance, they will be given a very short window to accept or decline it. The rub is…you will never know if some other equally terrific college gives you a better net cost, because your kid will need to withdraw all other applications and acceptances if they accept the BU ED offer. Maybe BU will be the best net cost ED. But maybe it won’t be…you won’t know with an ED acceptance what other colleges offer.
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A number of us have asked…why BU. Yes, it’s on the east coast, and it’s a great urban campus in a great city. BUT there are other urban colleges also on the east coast in terrific cities (others in Boston too). So…why BU (and remember, my kid graduated from BU and we think it’s a terrific college. But we incurred no debt to send our kid there).