Yup - thanks. I edited my post.
To further clarify:
- She accidentally checked freshman on her FAFSA by mistake (maybe confusing the “first year student” terminology) & was automatically awarded a freshman loan. OR
- She only had enough credits posted in her academic record to be considered a freshman at the time her aid was initially awarded. Most schools will not go back & update the loan amount when credits are added (although they may do it later during a review process in the summer). But as soon as your D has enough credits posted to increase her class standing, she just needs to contact the financial aid office to let them know that she wants her loans increased.