@loveyounot You did not say whether your parents are helping out or not or what your financial situation is. It is true that PSU gives very little aid. But there are a lot of other was to fund a college education via outside scholarships, student loans, parent plus loans etc…If your parents won’t help with loans or savings, you may have a difficult time paying OOS for Penn State.
I am an alumni as is my husband and I also have a child at PSU now. All of those things you mention about PSU are very true. PSU has all of those things. But it is also the second most expensive public university in the country (University of Pittsburgh is first). For OOS students, it is even higher. You may get some aid. My niece received a $3000 a year freshman merit scholarship and another $16,000 total merit scholarship ($4000 a year), plus she has applied to Schreyers honors college which will give a bit more as well. PSU does give out SOME aid, but it’s known for not giving out a lot…