Yep,@vineyardview, I think we’re both going to have some pretty upset friends in the near future.
The frustrating thing is that I have watched this family (who are really great people otherwise) make poor financial choices for over 20 years. No savings for college, but several vacations a year, tons of sports camps and other entertainment for their kids, eating out 5 days a week, a new car for junior at 16, and the list goes on. It’s hard to be sympathetic that now they have no money to pay for their kids’ educations.