<p>Significa: Financial Aid is tailored individually to each and every student, so you can’t really “compare” with other students. If you EFC was $0, that would imply that Binghamton would try to meet 100% of the cost of attendance with financial aid – which it appears they did. Binghamton very rarely offers scholarships to students, which is why the rest of your aid is comprised of loans. You already received the maximum amount of Federal grants (exception being FSEOG).</p>
<p>Pinky7129: Under very specific circumstances, you can appeal your financial aid offer: [Binghamton</a> University - Financial Aid: Funding Needs](<a href=“http://www2.binghamton.edu/financial-aid/funding-needs/special-circumstances.html]Binghamton”>http://www2.binghamton.edu/financial-aid/funding-needs/special-circumstances.html)</p>