^ This is a personal judgement thing. Theoretically, missing class this fall would be different than, say, last fall simply because last fall was 100% in person. This fall you would be able to keep up at least partly via remote unless you happen to get really ill like your investment banker acquaintance (my daughter was mildly ill and it lingered but she was able to do her projects via remote and still get plenty of rest because she didn’t need to spend time commuting or shopping and so forth.) It’s not clear how or why the virus hits some worse than others. The latest I’m reading is that it might have to do with how much of the virus and/or what size aerosol particles you end up inhaling. The more the virus can get diluted in aerosol form, the better; conversely, the degree of exposure, all else equal, might increase the risk of symptomatic Covid. I know that our medical and dental care professionals are wearing both face shields and masks at work. While the face shield alone isn’t as effective as the mask according to a study I read, the face shield used with the mask is probably a very effective prevention measurement. I liken it to wearing your seat belt and having airbags.
Of course, one of the best ways to get symptomatic Covid would be to attend a typical college party where people are crowded together, not wearing masks, probably talking loudly or even shouting and laughing, spewing aerosols all over one another and probably sharing beverages on top of that. One of my kids has a co-worker who did this just a few weeks ago, and of course got infected and was symptomatic and out for two weeks. My D was tested and fortunately the results were negative even though she worked with this person in very close proximity indoors for several hours at a time before the latter started feeling sick. Both were required to wear masks at work and I strongly suspect that this helped.