Part of the new tax plan included ending the mortgage deduction for certain people who pulled equity out of their home and used it for anything other than primary home repairs. This wouldn’t affect people who take the standard deduction, but could affect anyone who still itemizes as we do. Good additional numbers for people going the HELOC/home equity route to keep in mind when comparing costs. Although parents plus loans are so ridiculous that losing the mortgage interest deduction would likely still be cheaper.