So Florida is a big state. Which area are you going?
All Honors Colleges aren’t the same - so look at what each provides vs. just assuming - i.e. attention, etc. In general, one can get attention if they seek it:
But what you described and I don’t know where you’re headed, look at:
Eckerd in St. Pete - out of the urbanness - might be too party - the two kids I know - describe it as such (well their parents do).
FAU Wilkes Honors College in Jupiter (main campus in Boca) - very small
Florida Tech in Melbourne
Rollins outside Orlando
Stetson - will be better than Rollins since you mention not urban
For publics - maybe UNF or FGCU - but likely not at the level you need. USF is not “urban” a la downtown but is in not a high end part of Tampa…it has a solid national rep. It’s a bigger school. FSU and UF are obviously very well known.
I left off U Tampa and U Miami - based on not urban. And Flagler because…well it’s not…strong.
But if you want merit, at the time you’re ready to apply, there will be a better way to build a list.
But it never hurts to visit schools and narrow in on campus size, etc. that you like so early visits will help with that.
Good luck.