Yes, there are two groups of kids who come back to school telling stories about how they regretted their college choice.
The first are those who accumulated too much debt (high 5 figures or 6 figures).
The second are those who picked a school way below their capability (meaning ACT in the 30s and school’s average about 21-23 with very, very few students in the 30s). Those did it for the free ride (usually) and wish they had spent some money for more opportunities within the school. They had other options that didn’t require high debt.
I’m not knocking all free rides BTW. There are some nice ones out there. Look at the school and what it offers for the student.