<p>@ArtsandLetters - Everything you said makes sense. If in the end one is talking about a scholarship that is relatively small and takes a lot of time and work, then it probably isn’t worth it. But the other issue, that
yeah, like I mentioned I get that is the case. Maybe people that know need to shout a little louder at the beginning of the cycle that this isn’t usually the case and so set people’s expectations accordingly. I guess I am also a little spoiled because the school I spend the most time with, Tulane, is one of the most generous with pretty large merit scholarships, so the issue comes up a lot less. They also have the no-loan tuition guarantee, coincidentally also for people making less than $75,000. So I can see it coming up for MIT more since it would always be about outside scholarships, and given the nature of the typical MIT student they probably get a lot of outside scholarships. But it does definitely still come up from time to time at Tulane. But unless a school is like Harvard and a few others that essentially guarantee that students won’t have to take loans, this will always be an issue unless and until everyone is told the general way of the world up front.</p>