@parentologist - Many are getting full rides? Full rides are pretty rare. We have a 0 EFC and there are no full rides for us. Closest we’ve come to is Huntsville on 100% tuition, but that’s completely merit and your kid could get that as well. Probably with free room and board too if your kid is a candidate for the top schools. Even assuming my kid could get into the elite privates they’re still not free and 10K/year when you make 40K is still painful.