@BelknapPoint I agree and I don’t like it. We have only put into it what the max is for the state deduction and have quit contributing since she was awarded the scholarship from her college. Rather than roll it elsewhere I’d like to withdraw as we can without penalty and roll it into her other investments (i.e. Roth) so she can use it for a masters or maybe down payment on a house, etc. In my mind the money is there to help her launch and a home falls into what I intended it for.