<p>mom2collegekids, I understand what meeting need means and had no misconceptions about it. My point is if most of that need is being met by loans it doesn’t mean much. To answer your question, yes the PLUS was to cover the gap. Our EFC her first year was around $6K. Here was the breakdown:</p>
<p>COA $23,721
Grant $3,880
Work Study $2500
Perkins $500
Stafford Loans $5500
Promise Award $1000 (government rescinded that)
Total $13,380 (leaving $10,341 and eventually $1000 more to cover Promise):o</p>
<p>P.S. I don’t know about you but offering 16% of COA in grants/scholarships is not what I would call generous. ;)</p>