<p>No, I never asked for a review as I thought it was what it was and I thought EFC was just a baseline. I can assure all of you there was no equity or savings that would have skewed the EFC. I just assumed U-M wasn’t a school that guaranteed to meet 100% of need and if they did, they considered loans a big part of it.</p>
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So I take it you don’t think the student loans are part of EFC and that is totally separate?</p>