It depends.
EDIT–just noticed credits would come from a directional state U, not a CC.
Since your D will need to take 8 credits of Ochem and 4 credits of biochem, she will be probably be OK at most med schools.
But there is one complicating factor: Health profession committees.
Different schools’ health profession committees have different policies about how they view transferred credits. Some schools will withhold their highest level recommendation from any pre-med who has not taken all their pre-reqs at the the undergrad. (Pre-med committee typically rank students into one of 4 categories: Highly recommended; recommend; recommend with reservations; do not recommend.) Some may highlight that the committee cannot evaluate her performance in gen chem because she didn’t take it at their undergrad. Some may not mention it all. It all depends on the school’s policies and how the individual members of the committee feel about outside credits.