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<p>He could. But he doesn’t have to. If he wants to, he could spend it all on a car, or a trip to Costa Rica, or dope and hookers. If you give a so-called gift with the expectation that it will be returned to you at some advantageous time, it isn’t really a gift.</p>
<p>If you give a fake gift in an attempt to defraud lenders or the government, you’re committing a crime. If you get caught, don’t expect a mere slap on the wrist.</p>
<p>This is a huge risk for a small gain, and, IMO, an idea that’s both dumb and wrong.</p>