^^ Both my kids have been on my AAA account forever. Oldest has been out of the house since 2008, youngest since 2011 (and he lives out of state). I never knew that wasn’t allowed – and AAA has never asked at renewal time.
Yeah, if they find out, they’ll kick them off. I had my car & house insurance thru them in MN. I think it came up when I took D1 off my car insurance.
^^I wonder if this issue might be regional? Or, perhaps the insurance arm of AAA doesn’t communicate with the membership arm in some places so it goes undetected. We’ll be in this position in the next year or so so I’ll see if it comes up.
The AAAs are regional. Found that out when I moved. Could very well vary.
Interesting. I have kept AAA roadside assistance active for our family since our kids were licensed. Pay for all memberships under one account. Never occurred to me that their residency was a variable. I don’t think addresses are requested at renewal time and if they were, accurate ones would have been provided. Not even sure if doing it this way impacts costs. Just a bit of inertia on my part to keep renewing.
We went through something similar when we gifted S1 our Honda. We lived in CT, he lived in MA but was moving to CA. We transferred title to him in MA and had him register and insure it himself in MA. He was only in MA for 3 weeks, but we didn’t want the liability while it was parked there and then driven all the way to CA. Insurance companies look for any reason to not pay a claim, and we didn’t want to be in the position of trying to convince them that he was only borrowing the car to move cross-country for a job. Yes, he had to re-regiser the car in CA within his first month there, but we figured he got a car for $0, so the extra registration fees were a small price to pay. And we could feel assured that nobody would try to sue us if he got into an accident.
Our AAA only allows dependents under age 21. At 21 they needed to switch to individual plans. My D used her Southern Ca AAA card when she lived in Florida without any issue.
I called to check r century. Son in MA must have his own plan.
@thumper1 Sorry, I should have been more clear. I didn’t add my daughter to the title until she was ready to register and insure the car in her state. Doing it that way just made it so that I didn’t have to be involved, she was just as much an owner as I was once she was added (with an OR, not an AND). So I never needed to investigate the rules you talk about, it never was an issue, and given our respective states, I don’t know if it would have been.