Are you sure you are reading the NPC correctly? When we investigated RIT last yr, I didn’t remember them being extremely generous with $$, so I just went in and plugged in very basic info like $5000 in income, $0 in savings, unsure of high school GPA, living on campus, and born in 1991. These are the results it spewed out:
That means the actual out of pocket costs are approx. $20,600/yr. The $8457 is what is known as being gapped. The $12,100 is student loan and a job, but the gapped $$ has to be paid.
Did you get different #s? If not, $80,000 in debt is definitely NOT worth it for an undergrad degree in physics.