Your academics are way better than you make them sound! It seems (from what you say) that you’ve got very, very little in the way of extracurriculars, and you don’t expect your essays to be great (wonder why that is). The lack of ECs could be a problem.
I’m not too familiar with the money component of this but some non-reach schools you can think about are WPI, Stevens, Rutgers, RiT.