<p>I have a experience to share. My son got an iPad from high school and was told the camera is broken after school’s technician check the iPad. Which is what they do every year during Summer time. The cost to replace the camera is $140. He hardly used the camera.</p>
<p>We file a claim to NSSI (National Student Services, Inc.). Surprisingly the claim is denied by the reason of “mechanical breakdown”. Called and given a reason that they need an incident and a date for this.</p>
<p>My wife file the claim originally, and my son answer the question of incident date. Naively, he says it just happened and did not know when. He took really good care of his iPad and very surprised of this. And shocking to is that they simply denied it with a reason of “Mechanical breakdown”. </p>
<p>I will notify school and PTA regarding this experience. As well as BBB for NSSI claims they are accredited.</p>
<p>Hopefully this information is helpful to everyone to make your decision in selecting insurance company or even the insurance itself. We pay $50 for one year coverage and now knowing it won’t cover everything happened to it.</p>
<p>Here is the claim number to prove this is truthful event. </p>
<p>NSSI claim # 2013 0008 3647 </p>