There was a time when our employer insurance pharmacy plan would not allow pharmacies to take a manufacturer discount coupon even when we paid cash outside of the insurance plan. (We probably could have transferred the prescription to a pharmacy that we had not previously used, but I was clueless back then.). This happened when our kids needed expensive topical acne medications in the early 2000’s. I remember that a law was passed prohibiting pharmacy benefit managers from doing this. I’m fuzzy on the details now, but I remember how great it was for us when the rules changed.
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