Just. Don’t. Do. It. Your kids are still in high school. Your focus is getting into these programs. It is so hard to look much further than that. But my kid is almost a year out and I PROMISE you that a kid with school loans that they have to pay back is at a huge disadvantage in the post-college auditioning world. If YOU can afford to pay the loans back (and I mean really afford it without raping your retirement fund), go for it. But only then. It is a terribly cutthroat business with many talented people, insane competition, and lots of rejection. Even without student loans, keeping above water emotionally and financially is a challenge. Love to you all from the ghost of christmas yet to come… xo