If you need merit money, cross out NYU, UMich, UT, and UIUC.
Add Babson, Colgate, Hamilton, Baruch /Macaulay, UMN.
If you want your international experience and possible urm status to be valued and to give you a boost(/hook), apply to st Olaf and Dickinson. Both have Marie aid, a good Management major, and St Olaf has both excellent math and a partnership program with HBS.