H4 kid - loan options

Not sure about the GC. My priority date is May 2015, but being from India and a long line, I don’t have much hope.

If there is somebody from India in the same boat, can they suggest some way? Is it possible to get a loan from India?

What is the highest limit of the personal loan that can be taken? Yes, HELOC is one consideration I have in my mind. 401k , I can borrow 50k .

I wonder if no one in this forum has the same issue?