We were living in an apartment when the hardwood floor of our house was installed. We didn’t have to live with the dust or fumes of sanding in place but love that it’s totally flush. Ymmv. Probably you can have more durable finishes in pre-finished but I wouldn’t like the bevels.
The floor we have has been plenty durable for us. 
For Swedish finish type floor finishes, the owners really need to make sleeping arrangements elsewhere when the stuff goes on the floors. The dust can be contained and controlled, but the fumes are a whole different issue.
I have lived in Midwestern houses with wood floors for 30 plus years at this point and have learned a few things. Sanding before moving in is ideal, but there are machines used these days for sanding that minimize dust… Fumes are not a big deal, if using a water based finish. Bona is a water based finish. In my old house, we ended up installing maple in the kitchen as the original maple was ruined. It was beautiful, but maple turns dark if exposed to water for any length of time. It can be bleached out, but is not entirely a natural look. Mine stayed quite nice over the 25 years with that floor, with one dark spot where a refrigerator had leaked. I kept it nice by making sure that water never sat on the surface. Wood floors are so easy to keep clean. I mostly would Swiffer and spot clean with Bona spray or a damp rag. Most houses I have lived in are oak, and not a big deal, though I am careful to use throw rugs in areas that get a lot of wear or have any exposure to damp boots in winter. Keep dog nails well trimmed! Yes, they can be rough on wood floors if not trimmed. But maybe that is just part of life.
Evergreen, I re coated my kitchen floor a few times. The company would buff it out and a water based re coat was dry in less than 24 hours for stocking feet. It was adjacent to my oak dining room, and no big deal to just do the kitchen. Being different woods, the adjoining boards looked fine together.
My current place has an upstairs with engineered oak from Home Depot. Amazingly, the color is similar to the 1927 floor downstairs. The color is nice and rich, and the bevels are not a big deal. The cat knocking over my bedside water seems less an issue than on the old oak floors.
Had 5” pre-finished hickory put in kitchen, LR, hall and one bedroom when we redid kitchen 2 years ago. It’s held up very well - though there are now just two of us and no dog. The color of the hickory overall is light, but it has lots of striations and “knotholes” - not actual holes, but round dark circles. It hides dirt/dust very well and is rustic. Don’t mind the very tiny bevels and LOVED that it went down in 2 days. We’d been through two rounds of standard wood floor refinishing in this house (once before we moved in and again after an addition - we cleared the rooms of furniture and took a week’s vacation.). The factory applied finish is more consistent and durable, in my experience. We’ll probably never have these floors refinished unless there’s water damage or some catastrophe.