If you are applying for financial aid, HW will be an uphill battle. It is not limited to HW though. Years ago, my son was waitlisted by several top schools including HW with ISEE of 9 across, SSAT of 99% and even excellent SAT scores. Fortunately he was admitted by a few other top schools with generous FA… so my advice is that if finding a prep school is important to you, apply to a few more other than HW. Good luck!