<p>“I saw a friend at work and asked him how things are going with three kids in college. He’s paying $100K a year (one is on the five-year plan). He just sold some stock to pay for the fall semester.” - I would think that if he were rich, he wouldn’t have to sell any stock. Although, I only pay 50k a year and my wife and I are maxing out on 401-403 plans, I haven’t spent a penny outside of current income and we certainly aren’t rich.</p>