Have $10K in debt owed to university from 2016... where can I get a personal loan to pay it off?

[Mwfan1921]

@SlicedHumblePie

@Mwfan1921

While I hear blossom that getting a psych adjacent job will help when looking for the next job, the reality is that there aren’t many psych adjacent jobs that will pay $15.75/hour without a degree, nor fit into the evening/weekend window for a second job.

Those were my exact worries/concerns. I could always still look, but I doubt I will find much. And if that’s the case, then what? That’s the real question here.

Can you work more hours at your current place of employment?

Just curious, where do you live? I live in Upstate SC, almost exactly halfway between Charlotte & Atlanta. Both are 2.5 hours away from me. It’s possible that the major universities around here could have open positions for stuff like that, but I wouldn’t get my hopes up for that because in my experience, SC is usually always so far behind everyone.

I was actually thinking about moving (and will move soon once I earn my degree), but I knew that I would have to wait several months before enrolling into a university in a different state so that I can apply as an “in-state” resident, which have MUCH cheaper tuition costs. And I just had a good friend of mine move in with me from Florida earlier this year, & he’s not ready to leave for at least another year so that will have to wait.

I’m in Chicago metro area, so lots of opportunity, greater relative pay and higher cost of living than where you are. Are you near Clemson? Maybe check there for jobs…either full-time or part-time.

In many states, you need a year of residency to qualify for in-state tuition. Have you considered online schools (I know it won’t work now, but maybe once you have paid off the debt)? Not for-profit schools, but schools like Western Governors, ASU, Southern New Hampshire, Liberty?

I’ve never waited tables before, nor babysat kids, nor has that ever sounded appealing to me. I’d probably try to explore other options first for high-paying side gigs, but if push comes to shove & that’s my only option, I might have to go to that as a last resort.

What high paying side gigs are you referring to? I expect you can get a wait staff job with no experience, but don’t really know the opportunity or potential pay given your location and restaurant options.