Have $10K in debt owed to university from 2016... where can I get a personal loan to pay it off?

I understand that. But in order to even get into a Master’s program, you first need a BA or BS. It’s one step at a time here. I was asked what I plan to do with a psych. degree later in the future, & I answered. I wasn’t referring to my bachelor’s degree, I was referring to a Master’s degree (or possibly PhD) later on down the road.