Jumping back in to say thank you again for all the additional insights.
I realize nothing is (pretty much) a risk free income stream for the future/retirement. But (as with so much) - you can just try to learn, hear about others’ experiences, diversity, assess your own skills/resources, and factor your risk tolerance.
I’m still working on all that - but hopeful now that my husband is the one who wants to (with good reason) pretty dramatically change our trajectory - he’ll be doing some of the learning with me!