<p>@Ctesiphon, you are either trolling, very naive or convinced that any form of higher education pays off. With regards to “uneducated homeless folk,” you neglect that unions do an exceptional job of getting people wages to support a family and do not require higher education. You also talk about PhDs in general, which makes no sense. The fact is, if you want to benefit from higher education, you have to look at what people want to hire you for and do that.</p>