Health care problem, buying private ins in NJ. Shortfall of ACA

[patsmom]

Dropping off the parents plan is not qualified event.

@Patsam, I think that’s incorrect. This link says otherwise - http://www.hhs.gov/blog/2014/10/turning-26-start-birthday-shopping-health-insurance-now.html

What happens when you turn 26? You’re responsible for signing up for your own coverage. Some young adults have access to job-based plans, while others, like my son, do not. That’s when you turn to the Health Insurance Marketplace.

If you turn 26 outside an Open Enrollment period, don’t worry. You can still get covered! Life events — like turning 26 — mean you may qualify for a Special Enrollment Period. Some other qualifying life events include getting married, having a baby, or moving to a new state.