<p>You have no choice but getting it. There is no such thing as complications in MO, my own insurance works better than the one WashU offers. Last year my S had to use their services and we had a hard time with all the bills, but our insurance paid whatever was left.
Don’t forget to print your insurance card before going to college; have their policy on hand; write a waiver to your parents so they can help you if you need it.</p>