<p>Thank you all…In all this confusion I find it necessary to do three things:</p>
<p>1) to apologize to lizzardfire profusely for mistaking him as a female;
2) to clarify again that I am a female;
3) to ask “Will anyone kindly pay attention to and address any of my concerns in post#10 (well except for the last one)”?</p>
<p>And so I do now.</p>