Right now OP needs to get solid numbers on budget from the family. In the beginning commenters were dealing with an unknown budget, then a $20-30k budget, and then to the fact that OP’s family is likely unwilling to pay for a SUNY. If the family is not interested in financially contributing to OP’s college education, then yes, that is going to make a huge difference in what colleges are being recommended. OP has stats that can get all or nearly all of the college costs eliminated. I suspect/hope that OP would get some generous scholarships from SUNY, but right now OP can’t even pay for SUNY tuition with a federally subsidized loan. I suspect that OP will get sufficient merit aid to afford tuition at a SUNY, but then that brings up the issue of where OP is going to live.
Unless OP’s family decides to contribute, and gives clear outlines of what they will pay for (what is an “elite” school and how much would they pay for that vs. getting nothing to go to a non-elite?..or what parameters are in place for the family to help pay for college?), I think that commenters are going to continue to focus on finding affordable options for this student that aren’t dependent on the family contributing financially.