Is that your parents’ contribution? If so, then you can stretch it a little with a federal direct loan ($5,500 first year, slightly higher later years) and/or some summer or school year part time work earnings (a few thousand dollars is the typical expectation).
CUNY and some SUNY campuses may be under $25,000 at in-state list price (there may be state grants or other financial aid as well); other SUNY campuses’ list price is likely to fall under $25,000 plus either federal direct loan or some reasonable work earnings. So these may be good places to look for affordable safeties.